Latest Updates
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.

Secure Your Child'sFuture from Day One

Secure

Long-term financial protection for your child's future.

Smart Growth

Market-linked returns to build a strong corpus.

Tax Benefits

Save up to ₹2 lakh under Sec 80C & 80CCD(1B).

Why Choose NPS Vatsalya?

NPS Vatsalya is a pioneering initiative by the Government of India to encourage financial planning for children. It helps parents and guardians build a retirement corpus for their minor children with ease and discipline.

Long-term
Wealth Creation
Disciplined
Investing
Flexible
Contributions
Secure
Regulated

How NPS Vatsalya Works

1
Open Account

Account opened in the name of your minor child.

2
Contribute Regularly

Make minimum contributionof ₹250 per year.

3
Invest & Grow

Your money is invested in market-linked instruments.

4
Convert at 18

At 18, account becomes a regular NPS Tier I account.

5
Secure Their Future

A corpus that supports their dreams for a lifetime.

Key Benefits of NPS Vatsalya

Early Start Advantage

Benefit from the power of compounding over the long term.

Disciplined Financial Habit

Instills a habit of saving and financial planning from childhood.

Flexible & Affordable

Small, regular contributions build a substantial corpus.

Seamless Transition

Automatically converts to a regular NPS account at age 18.

Market-Linked Returns

Invest across asset classes for potentially higher long-term returns.

Guardian Control

Parents/guardians manage and monitor the account till adulthood.

Tax Benefits

Deduction up to ₹2 lakh under Sec 80C & 80CCD(1B).

Partial Withdrawals

Withdraw for education & other needs as per PFRDA rules.

Eligibility

  • Child must be a minor (below 18 years of age).
  • Parent or legally recognized guardian must be the account manager.
  • Indian citizen (minor and guardian).
  • KYC documentation for both minor and guardian is required.
Eligibility

At 18, Your Child Gets

  • A regular NPS Tier I account.
  • Full control to manage and continue the account.
  • Flexibility to plan for retirement and long-term goals.
Student

NPS Vatsalya is not just a financial product —it's a promise of a secure and stress-free future for your child.

The best time tostart was yesterday.

The next best time istoday.

Ready to secure your child's future?

Open your NPS Vatsalya account in minutes with Alankit —your trusted retirement partner.

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