NPS Vatsalya is a pioneering initiative by the Government of India to encourage financial planning for children. It helps parents and guardians build a retirement corpus for their minor children with ease and discipline.
Account opened in the name of your minor child.
Make minimum contributionof ₹250 per year.
Your money is invested in market-linked instruments.
At 18, account becomes a regular NPS Tier I account.
A corpus that supports their dreams for a lifetime.
Benefit from the power of compounding over the long term.
Instills a habit of saving and financial planning from childhood.
Small, regular contributions build a substantial corpus.
Automatically converts to a regular NPS account at age 18.
Invest across asset classes for potentially higher long-term returns.
Parents/guardians manage and monitor the account till adulthood.
Deduction up to ₹2 lakh under Sec 80C & 80CCD(1B).
Withdraw for education & other needs as per PFRDA rules.
NPS Vatsalya is not just a financial product —it's a promise of a secure and stress-free future for your child.
The best time tostart was yesterday.
The next best time istoday.
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