Latest Updates
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.
  • NPS Vatsalya sees rising awareness as government promotes early retirement savings for children under 18.
  • Tax benefits up to ₹2 lakh available under Sec 80C & 80CCD(1B) on NPS contributions.
  • PFRDA reports record growth in NPS subscribers across India.
Our Offerings

Corporate NPS

A company's greatest asset is its workforce. Corporate NPS is a structured, employer-facilitated retirement benefit plan that allows companies of all sizes to offer NPS to their employees as part of a comprehensive employee benefits package.

Corporate NPS — Empowering Employers to Invest in Their People

A company's greatest asset is its workforce, and securing the financial future of employees is one of the most meaningful ways an organisation can express that belief. Corporate NPS is a structured, employer-facilitated retirement benefit plan that allows companies of all sizes to offer NPS to their employees as part of a comprehensive employee benefits package.

What Is Corporate NPS?

Corporate NPS enables any registered company, institution, or organisation to enrol its employees under the National Pension System through a centralized and streamlined process. Employees get access to a government-regulated, market-linked retirement savings plan, while employers benefit from significant tax advantages on their contributions.

How Corporate NPS Works

  • The employer registers with a Point of Presence (PoP) to set up a Corporate NPS model.
  • Employees are enrolled and assigned individual PRANs.
  • Both the employer and employee can contribute to the employee's NPS Tier I account.
  • Contributions are pooled and invested by the chosen Pension Fund Manager (PFM) across asset classes.

Benefits for Employees

  • Long-term financial security Regular, disciplined accumulation of a retirement corpus throughout the working career.
  • Tax advantages Employer contributions are eligible for tax deduction under Section 80CCD(2) — over and above the standard ₹1.5 lakh limit. Employee contributions qualify under Sections 80CCD(1) and 80CCD(1B).
  • Investment flexibility Employees can choose their preferred PFM and investment allocation strategy (Active or Auto Choice).
  • Portability The PRAN travels with the employee across jobs. If an employee changes employers, the NPS account continues uninterrupted.
  • Transparency Subscribers can track their NPS corpus in real time through the NSDL/KFINTECH CRA portals.

Benefits for Employers

  • Talent Retention: Offering NPS signals a long-term commitment to employee well-being, helping organizations attract and retain skilled talent.
  • Tax Deduction on Contributions: Employer contributions to employees' NPS accounts are fully deductible as a business expense under Section 36(1)(iv-a) of the Income Tax Act, subject to applicable limits.
  • Low Administrative Burden: The centralized NPS framework simplifies payroll deductions, contribution uploads, and compliance management.
  • Reputation Building: Organizations offering NPS showcase social responsibility and a commitment to securing their employees' financial future.

Eligibility

Any company — private or public — registered in India can adopt the Corporate NPS model. There is no minimum employee count requirement, making it accessible to startups and large corporations alike.

Ready to take the next step?

Open your NPS account in minutes with Alankit — your trusted retirement partner.

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